Buyers
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. We pride ourselves on repeat business and hope you'll come to understand why.
It is a Buyer's Market! Great news if you have been thinking of buying a home - 2008 may be your year! You may be able to purchase the dream home you thought you could never afford.
Rates are historically low. House inventory in Southern NH is high. Sellers are willing to make a deal, and we can help you get one. Don't have much saved for a down payment? No problem with decent credit we can get Sellers to pay for your down payment with a great FHA program. Qualify for a loan through NH Housing and Finance Authority only 1% down needed - and they will pay your closing costs* Contact me about these programs and we will get started.
Don't wait for the Spring market! With rates being cut left and right Buyers may flock to the Spring 2008 market - competition could be high and house prices could creep up. There has never been a better time to buy than now!
Contact me by phone or email hhalverson@nhhomes.com we will get you pre-approved and into your dream home in weeks.
Not sure if you will qualify for a loan? I can help get you pre-approved over the phone with no hassel and a fast answer.
How We Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan programthat meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest feesinclude homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
Find out how much your closing costs could be.
