Southern NH Homes for Sale

Short Sale Help


 If you are experiencing mortgage difficulties or pending foreclosure I can help.

I am a Certified Foreclosure Prevention Consultant and regardless of your present mortgage situation we may be able to assist you in saving your home from foreclosure and saving your credit.

There are government programs available through agencies such as FHA, VA, HUD, Fannie Mae, and Freddie Mac specifically designed for people in your situation.

Homeowners, there are three things you should be aware of:
  1. Do not sign over the Deed or Title of your house to anyone claiming they will find a buyer or they can "cash you out"!
  2. Do not be in denial.  Foreclosure has a very specific time-line and you must act quickly.  Each day and week that slips by, doors of opportunity begin to close.  Early intervention is the key.  If you don’t talk to us, at least talk with someone reputable.

If you do not qualify for a work out solution and you have a hardship that will stop you from being able to make your mortgage payments we will work out a Short Sale Agreement with your lender.

A short sale is when the first trust deed lender agrees to accept a sale price for less than what is owed.

 Your lender pays the closing costs and real estate commissions. You will be able to walk away from your home with a clean slate and be able to start over again without foreclosure damage to your credit.

Call me today for a confidential consultation. Together we can get you out of this situation.

Hollie: 603-785-0374

New Government-Incentive Program

12/11/09

New guidelines issued this month giving incentives for banks to allow borrowers to sell their homes at a loss using a short sale.

Borrowers must go though the Home Affordable Modification Program (HAMP)

HUD counselors will help you try and get a loan modification if denied you will then be eligible for a short sale plan which is called Home Affordability Foreclosure Assistance (HAFA)

Calculators and and answers to typical questions can be found at:

www.MakingHomeAffordable.gov

 

 

 

 

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Hollie Halverson